Health Insurance

ACA / Obamacare (Health Insurance)

Health Insurance Plans

The Insurance Office will help you find the right, low-cost health coverage. As your local licensed insurance agent, I am here to help you find the best health insurance plan for you, your family and your budget. Let me save you time and effort by searching through national and locally recognized companies' plans on your behalf. All for free!

Contact Tom today at (309) 267-0439 for a free consultation in Peoria, Illinois.

Enroll in a Health Plan Today. Click the button below to receive a quote and start the enrollment process today.

Health Plan Enrollment

Brace Yourselves for 2023 Enrollment

Brace yourselves for 2023 enrollments, this could be big if you are on Obamacare, click below to read the story. If your premium does jump, you may want to look at an indemnity product. It could be less expensive, but will come with less benefits and you must pass underwriting to be excepted. If you are interested, call me for information.

(309) 267-0439

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Contact us to get the best Health Insurance Plans

Contact Tom today at (309) 267-0439 for a free consultation in Peoria, Illinois.

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Individual Plans

The Insurance Office can help you find the health insurance plan that meets your needs, whether you're under the age of 30 and looking for a low-cost, catastrophic-only plan, a high-coverage platinum plan with low out-of-pocket expenses, or something in between. Let me know your budget and coverage needs, and I will help you find the perfect fit.

Health Insurance Plans

Family Plans

Your family is the most important part of your life. Let The Insurance Office help you find health insurance that covers everyone, will put your mind at ease, and won't break the bank. Tom can help you choose the coverage that's tailored to you and your family.

Health Insurance Plans

Short-Term Plans

Need insurance as early as tomorrow to cover the next 30 to 90 days? Let The Insurance Office help secure immediate individual and family coverage for you. It's even possible to make a single payment for the whole coverage period, depending on the insurance company.

Digital Feature Story

Tom Saal recognized nationwide for helping consumers with qualified health coverage.

 -January 25, 2021

Health Insurance Plans

Peoria, IL — Tom Saal is taking his place as a member of the 2021 Marketplace Circle of Champions, recognizing his hard work helping consumers enroll in and manage qualified health plan coverage through the Health Insurance Marketplace.

  

This achievement, from the Centers for Medicare & Medicaid Services (CMS), highlights Tom’s success in actively enrolling 20 or more consumers during this Open Enrollment Period. 


“Agents and brokers play a vital role in helping consumers access qualified health plan coverage and navigate their new health insurance plans throughout the year,” said Randy Pate, Director of the Center for Consumer Information & Insurance Oversight within CMS, which oversees the Marketplace. “We thank Tom for his dedication to providing exceptional service.”


Eligible consumers enrolled in Marketplace coverage during this year’s Open Enrollment Period, which ran from Nov. 1–Dec. 15, 2020. Consumers with questions about their coverage or who would like help enrolling can contact Tom at (309) 267-0439.


What is the Marketplace Circle of Champions?

Each year, the Marketplace Circle of Champions program recognizes thousands of agents and brokers across America—highlighting their hard work, expertise, and service. Whether they’re helping individuals complete an application, select a plan, or manage coverage, agents and brokers play a critical role in the success of the Health Insurance Marketplace.


To commemorate the hard work and commitment of agents and brokers, CMS created the Marketplace Circle of Champions program which provides special recognition to agents and brokers who have actively enrolled 20 or more consumers to demonstrate their expertise and experience in helping consumers find health coverage. 

It's Time!

Open Enrollment begins November 1st and runs through January 15th, 2022. If you are on a Cobra plan you might want to explore moving to Obamacare, because if you can qualify for a tax credit, you could save yourself some money. Call me if you want to explore your options (309) 267-0439 or use my self-enrollment link to explore plans & prices: https://www.healthsherpa.com/?_agent_id=tom-saal

For More Information Click Here

For further information about The Health Insurance Office in Peoria, Illinois, a free consultation, or to get started on your coverage today, call (309) 267-0439.

Health Resources

The Affordable Care Act
By Thomas J Saal 27 Mar, 2023
The Affordable Care Act or “ACA” has given millions more previously uninsured Americans access to health insurance coverage. If you’re not sure exactly what the ACA covers or are having trouble deciding on a coverage plan, here are the basics about affordability and coverage. The ACA addresses affordability by providing consumers with premium tax credits that lower the cost of obtaining health care for individuals and their families with incomes between 100% to 400% of the federal poverty level. There is also a subsidy credit that may lower your co-pays and deductibles, depending on your income. Consumers ages 26 to 64 are eligible for coverage, and those younger than 26 may be eligible under a parent’s coverage. The ACA provides for preventative care like colonoscopies and immunizations at no cost, and patients with pre-existing conditions can’t be refused coverage… or be charged more by insurance companies. Most importantly, you can choose your own doctor from the health plan’s provider network, and the ACA makes it illegal for an insurance company to cancel your coverage just because you got sick. These are just a few of the benefits and protections offered under the Affordable Care Act that you should be aware of before choosing a health insurance plan. To be sure you’re getting all the benefits you deserve, visit our website to schedule your call today.
Woman Having Difficult Choices — Peoria, IL — The Insurance Office
By Admin 08 Jan, 2021
Shopping for health insurance takes a lot of time. Between comparing the thousands of plans available and evaluating premiums and coverage, choosing the first plan that sounds good can be extremely tempting.
Multi Ethnic Arms And Question Marks — Peoria, IL — The Insurance Office
By websitebuilder 08 Jan, 2021
Before you choose a health insurance plan, you should know the answers to all of the important questions. Of course, there are a lot of questions to ask depending on your situation and the plan you’re interested in. Here are five questions to get you started.
Free Tag Hanging From Clouds — Peoria, IL — The Insurance Office
By websitebuilder 08 Jan, 2021
What classifies as free preventive care?
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